GENERAL:

Mortgage loan insured by the Federal Housing Administration, a government agency. Sellers can pay closing costs. 

DOWN PAYMENT: 

3.5% Down Payment Down Payment can be gifted

MORTGAGE INSURANCE: 

Upfront and monthly mortgage insurance. Upfront is 1.75% of the loan amount. Monthly is .85%. County loan limits apply. 

MINIMUM CREDIT SCORE:

580- No score borrower allowed (Manual UW Only)

OCCUPANCY REQUIREMENT:

Owner occupied 

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